{"id":144039,"date":"2026-09-22T05:03:02","date_gmt":"2026-09-22T03:03:02","guid":{"rendered":"https:\/\/news.abusizz.ch\/warum-ist-die-riester-rente-gescheitert-die-probleme-einfach-erklaert\/"},"modified":"2026-09-22T05:03:02","modified_gmt":"2026-09-22T03:03:02","slug":"warum-ist-die-riester-rente-gescheitert-die-probleme-einfach-erklaert","status":"publish","type":"post","link":"https:\/\/news.abusizz.ch\/de\/warum-ist-die-riester-rente-gescheitert-die-probleme-einfach-erklaert\/","title":{"rendered":"Warum ist die Riester-Rente gescheitert? Die Probleme einfach erkl\u00e4rt"},"content":{"rendered":"<div>\n<div class=\"iframe-youtube-container\"><\/div>\n<p>\u00a0<\/p>\n<h3 class=\"p1\">Schnell informiert:<\/h3>\n<p class=\"PDq2pG_selectionAnchorContainer\" dir=\"auto\" data-start=\"774\" data-end=\"966\">Die Riester-Rente sollte Menschen dabei unterst\u00fctzen, zus\u00e4tzlich f\u00fcr das Alter vorzusorgen. Staatliche F\u00f6rderung und steuerliche Vorteile sollten die private Altersvorsorge attraktiver machen.<\/p>\n<p dir=\"auto\" data-start=\"968\" data-end=\"1205\">Doch in der Praxis zeigt das Modell einige Probleme. Komplexe Regeln und Vertragsstrukturen erschweren den \u00dcberblick. Gleichzeitig k\u00f6nnen Kosten die Rendite belasten und Garantievorgaben die M\u00f6glichkeiten bei der Geldanlage einschr\u00e4nken.<\/p>\n<p dir=\"auto\" data-start=\"1207\" data-end=\"1246\"><strong data-start=\"1207\" data-end=\"1246\">Diese Themen erwarten Sie im Video:<\/strong><\/p>\n<ul data-start=\"1248\" data-end=\"1558\">\n<li data-section-id=\"fi91dz\" data-start=\"1248\" data-end=\"1285\">Was hinter der Riester-Rente steckt<\/li>\n<li data-section-id=\"1iooery\" data-start=\"1286\" data-end=\"1329\">Wie die staatliche F\u00f6rderung funktioniert<\/li>\n<li data-section-id=\"ccfer6\" data-start=\"1330\" data-end=\"1372\">Welche Rolle Kosten und Geb\u00fchren spielen<\/li>\n<li data-section-id=\"13lfu1r\" data-start=\"1373\" data-end=\"1429\">Warum Garantien die Renditechancen beeinflussen k\u00f6nnen<\/li>\n<li data-section-id=\"vzfxv9\" data-start=\"1430\" data-end=\"1489\">Warum Riester nicht f\u00fcr jeden gleicherma\u00dfen attraktiv ist<\/li>\n<li data-section-id=\"1w0381x\" data-start=\"1490\" data-end=\"1558\">Was sich daraus f\u00fcr eine neue Form der Altersvorsorge lernen l\u00e4sst<\/li>\n<\/ul>\n<p dir=\"auto\" data-start=\"1560\" data-end=\"1587\"><strong data-start=\"1560\" data-end=\"1587\">Was kommt nach Riester?<\/strong><\/p>\n<p dir=\"auto\" data-start=\"1589\" data-end=\"1766\">Die Erfahrungen mit der Riester-Rente werfen die Frage auf, wie private Altersvorsorge k\u00fcnftig einfacher, kosteng\u00fcnstiger und st\u00e4rker am Kapitalmarkt ausgerichtet werden k\u00f6nnte.<\/p>\n<p dir=\"auto\" data-start=\"1768\" data-end=\"1948\">Genau hier setzt die n\u00e4chste Folge von <strong data-start=\"1807\" data-end=\"1832\">\u201eFinanzen verstehen!\u201c<\/strong> an: In Folge 3 schauen wir uns das Altersvorsorgedepot genauer an und erkl\u00e4ren, wie das Konzept funktionieren soll.<\/p>\n<p dir=\"auto\" data-start=\"1950\" data-end=\"2116\">Jetzt Video ansehen und erfahren, warum die Riester-Rente in der Kritik steht und welche Probleme bei der privaten Altersvorsorge k\u00fcnftig anders gel\u00f6st werden sollen.<\/p>\n<p dir=\"auto\" data-start=\"2118\" data-end=\"2212\">Weitere Informationen und aktuelle Beitr\u00e4ge rund um Rente, Geldanlage und Vorsorge auf ftd.de.<\/p>\n<p class=\"p1\">Abonniert unseren <a href=\"https:\/\/www.youtube.com\/@ftd_de\"><span class=\"s1\">YouTube-Kanal<\/span><\/a> oder den <a href=\"https:\/\/www.ftd.de\/newsletter-anmeldung\" target=\"_blank\" rel=\"noopener\">ftd.de Newsletter<\/a>!<\/p>\n<p>Der Beitrag <a href=\"https:\/\/www.ftd.de\/videos\/warum-ist-die-riester-rente-gescheitert-einfach-erklaert\/\">Warum ist die Riester-Rente gescheitert? Die Probleme einfach erkl\u00e4rt<\/a> erschien zuerst auf <a href=\"https:\/\/www.ftd.de\/\">ftd.de<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 Schnell informiert: Die Riester-Rente sollte Menschen dabei unterst\u00fctzen, zus\u00e4tzlich f\u00fcr das Alter vorzusorgen. Staatliche F\u00f6rderung und steuerliche Vorteile sollten die private Altersvorsorge attraktiver machen. Doch in der Praxis zeigt das Modell einige Probleme. Komplexe Regeln und Vertragsstrukturen erschweren den \u00dcberblick. Gleichzeitig k\u00f6nnen Kosten die Rendite belasten und Garantievorgaben die M\u00f6glichkeiten bei der Geldanlage einschr\u00e4nken. [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[22,1],"tags":[],"class_list":["post-144039","post","type-post","status-publish","format-standard","hentry","category-ft","category-topstory"],"_links":{"self":[{"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/posts\/144039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/comments?post=144039"}],"version-history":[{"count":0,"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/posts\/144039\/revisions"}],"wp:attachment":[{"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/media?parent=144039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/categories?post=144039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news.abusizz.ch\/de\/wp-json\/wp\/v2\/tags?post=144039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}